• Term: 12 Month & 18 Month Loans
• Loan Amount: $50k – $5M
• Minimum Property Value: $75k for 1-4 Family Properties $50k per unit for 5+ Unit Multis
• Rates: Starting at 7.74%
• LTV for Purchase: Up to 80% of the As-Is Value
• LTV for Refinance: Up to 70% of the As-Is Value
• LTV for Cash-Out: Up to 65% of the As-Is Value
• Property Types: Residential 1-4 Units; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties
• Occupancy: Non-Owner Occupied
• Minimum FICO: 620

After Repair Value (ARV) Loan Program

• Term: 12 Months
• Loan Amount: $50k – $5M
• Minimum Property Value: $50k
• Rates: Starting at 7.74%
• LTV: Up to 75% of After Repair Value
• LTC (Loan-to-Cost): Up to 90% of Purchase Price, Up to 100% of Rehab Costs
• FICO: 620 Minimum Credit Score
• Property Types: Residential 1-4 Units; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties
• Occupancy: Non-Owner Occupied
• Termination Fee: 1% After Month 9
• No Pre-Pay Penalty
• Experience Not Required but Does Affect Pricing & Leverage

Buy-to-Rent Loan Program

• Term: 24 Months with 6-Month Extension Option
• Loan Amount: $50k to $2M
• Minimum Property Value: $75k for 1-4 Family Properties $50k per unit for 5+ Unit Multis
• Rates: Starting at 7.99%
• LTV for Purchase: Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
• LTV for Refinance: Up to 70% of the As-Is Value
• LTV for Cash-Out: Up to 65% of the As-Is Value
• Property Types: Residential 1-4 Units; Condos; Townhomes
• Occupancy: Non-Owner Occupied
• Pre-Pay Penalty: 5% Prior to Month 6
• Extension Fee: 1% for 6 Months
• Minimum FICO: 620

Long-Term Rental Loan Program

• Term: 30 Years
• Loan Amount: $50k to $2M
• Minimum Property Value: $100k
• Rates: Starting at 3.85%
• LTV for Purchase: The Lesser of up to 80% of As-Is Value or up to 80% Loan-to-Cost
• LTV for Refinance: Up to 80%
• LTV for Cash-Out: Up to 75%
• Property Types: Residential 1-4 Units; Condos; Townhomes; Planned Unit Development (PUD)
• Pre-Pay Penalty: Prepays Adjustable Up to 5 Years
• Minimum FICO: 620